Enjoy yourself at the mall today.

Like Sheep to the Slaughter...: "-- Roughly half of all American households now carry debt on their credit cards. The average amount owed is more than $9,000, according to Cardweb.com, which analyzes trends in the credit card industry.
-- The U.S. savings rate reached its lowest level in the third quarter since the Great Depression -- minus 1.1 percent. It was the first time average Americans spent more than they earned over a three-month period since
savings stats began being compiled in 1947.
-- A tough new bankruptcy law took effect last month, making it harder for people to get a fresh start with a Chapter 7 filing that wipes out most outstanding obligations. Many consumers will have to settle instead for a Chapter 13 filing that still requires that debts be repaid."